Pricing & Insurance Information: Online Therapy
Individual Therapy /
Evaluation Appointments
$250 per 45-minute session
$190 per 30-minute session
Initial Evaluation Session with Family (i.e., first appt.)
$385 (90 min. session)
Use the tool above to get an estimate of how much you can expect to pay for therapy using Out-of-Network (OON) benefits.
I am a private-pay, OON provider. While I don't accept insurance directly, your insurance plan may have OON benefits, which means that they will reimburse you for a portion of the session cost. This information provided by the tool above is an initial estimate, not a guarantee of benefits. Call your insurance provider to verify this estimate and that they cover teletherapy sessions (most do). Some insurance plans include OON benefits that may reimburse a portion of the session fee. Coverage varies by plan, so you should confirm your specific OON mental-health and telehealth benefits with your insurer. If you see “HMO”, “Medicare” or “Medicaid” then you probably do not have OON benefits.
Many insurance providers will allow you to quickly and easily file OON reimbursement claims directly through their online portal. However, some insurers make this process more complicated. If you prefer assistance with OON claims, Thrizer is available as an optional service that can help simplify the reimbursement process.
Using Thrizer (optional)
If you have eligible OON benefits and prefer not to submit claims yourself, Thrizer is available as an optional service. Here's how it works with Thrizer:
Check Your Benefits: We'll first confirm your OON coverage & estimate your co-pay.
Set Up Your Account: During or after our initial brief 15-minute consultation, you'll receive an email to create a Thrizer account, linking your insurance and payment information.
Easy Payments: I'll charge you through Thrizer for appointments, and you can choose to either:
Thrizer Pay: Pay only your co-pay upfront (plus a 5% Thrizer fee)
Reimbursement: Pay the full session fee & get reimbursed later (1% Thrizer fee upon reimbursement, no upfront cost)
Important Notes:
Using Thrizer is free if you're working towards your deductible.
Please note that using this service is not a guarantee of payment. If you choose to pursue OON reimbursement a mental health diagnosis is also required.
OON Billing: Simplified Example
Here's a simplified example of how OON benefits typically works:
My “Standard (Session) Fee”: $250
“Allowed Fee” by Insurance: $180
Insurance Covers: 80% of Allowed Fee
In this scenario, you’d pay $106 per session:
$36 as copay (20% of the “Allowed Fee”) +
$70 as the difference between the “Standard Fee” & “Allowed Fee”
You will be responsible for paying for each session in full at the time of your appointment. I am an out-of-network (OON) provider and do not bill insurance directly. By default, I provide a monthly superbill that you can submit to your insurance company for reimbursement if you have eligible OON benefits. If you prefer assistance with OON claims, Thrizer is available as an optional service as described above. To learn more about OON billing, please visit the Payments section of the FAQ page.
As a solo practitioner, I have chosen to remain an out-of-network provider. Insurance billing can involve substantial administrative requirements, reimbursement limitations, and financial uncertainty. Remaining out of network allows me to devote more of my time and attention to clinical care and to maintain greater flexibility in how I structure my practice.
For clients with OON benefits, I aim to make seeking reimbursement as straightforward as possible through monthly superbills or, if preferred, the optional use of Thrizer.